It is customary to pay for charges at the time of service. Cash,
checks and credit cards are accepted. While we will bill health
care insurance companies directly and assist in the claims process,
remember that payment for services is the patient’s responsibility
and the patient is responsible for any balances not paid by insurers.
We recommend that patient's verify their coverage with their insurance
carriers prior to receiving medical care.
Patients with Insurance:
1. Dr. Ginther
accepts most health insurance plans. We will bill health care
insurance companies directly and assist in handling claims. Patient
co-pays are expected at the time of service. Deductibles must
be paid in a timely manner.
2. We do not bill third party insurers (e.g. auto insurance).
Patients must arrange for payment.
Self-pay
Patients:
Dr.Ginther accepts discounted fees from insurance carriers and is
willing to negotiate a discount with those without insurance or
are self-insured.
1. Office
Visits: Patients are eligible for a 25% discount if payment is
made at the time of service; unless treatment is an emergency,
patient must reschedule appointment if not prepared to pay. (Minimum
payment on day of service: $75)
2. Fracture Care: Fracture care fees include all follow-up visits
for 3 months. Also included in this fee is any casting on the
first visit. X-rays and subsequent castings are additional charges.
Patients are eligible for a 50% discount from established fee
if _ of fee is paid in advance and account is paid in a timely
manner. Discount will be taken upon final payment. Accounts that
are turned over to collections will be charged the full fee. (Minimum
payment on first day of service: $150)
3. Surgeries: Patients are eligible for a 50% discount from established
fee if _ of fee is paid in advance and account is paid in a timely
manner. Discount will be taken upon final payment. Accounts that
are turned over to a collection agency will be charged the full
fee. (Collection Agency charges Dr. Ginther 33% of collections).
4. Extenuating Circumstances: If you have extenuating circumstances
and are unable to pay a bill, please discuss these with Dr. Ginther
and establish a payment plan. If payment plan is not adhered to,
account will be turned over to collection agency at the full fee.
Returned
Checks: A $30.00 fee is charged for all returned checks.
Collection Agency Fees: All accounts turned over
to a collection agency will incur an additional $20 fee and 8% interest
will be applied to all unpaid balances.
No Show Fee: A fee of $25.00 is charged for “no-shows”
on previously scheduled appointment. These time slots could be rescheduled
for other patients.
Completion
of Insurance Forms & Copies of Medical Records:
1. Completion
of insurance forms
2. Copies of Medical records
$15.00
Fee Minimum (additional fee for lengthy forms)
$15.00 for the first 10 pages (.25 per page over 15)
Please
allow 5-7 business days to complete insurance forms.
